There are many factors that go into determining which loan program is right for you and your family. We have helped hundreds of doctors through this process, and we would be pleased to put our expertise to work for you. Contact us, and we can walk you through the financing options to help you make the decision that is best for you. Below you’ll find information that can help start the conversation.
The 20% down conventional has the lowest fees of most loans coupled with the lower rate, but many physicians do not have the cash available for the down payment. Even those who do may wish to allocate their resources for other uses.
Although the physician’s loan rate usually has among the highest published rates of all financing options, it usually has the lowest down payment. Fees can be harder to compare, but here are some factors to consider.